About Get Pre-Approved
LEREAL FINANCING
587-984-4450 or 403-399-6612 Payment Calculator Contact

We Handle Everything. You Just Drive.

Financing, Vehicle Sourcing & Delivery — Simple, Fast, and Done Right.

We manage your approval and source your vehicle. Have it delivered free to your door or pick it up yourself. Guaranteed contact within 12 hours.

✓ $0 Down Options Active
★ We Source Your Vehicle For You
✓ Recent Bankruptcy Welcome
★ Free Shipping & Delivery Canada-Wide
✓ Recent Consumer Proposals Welcome
✓ Every Major Lender in Canada
01
Apply Online
Fill out our secure 3-step form in minutes. No impact to your credit score to apply.
02
Get Pre-Approved
We contact you within 12 hours guaranteed. All credit types welcome.
03
Drive Away
Pick your vehicle and we'll deliver it free anywhere in Canada — or pick it up yourself. Whatever works for you.
Step 1: Personal Profile
Step 1 of 3
🔒 Submitting this form will not affect your credit score.
Application Submitted Successfully
GOOD NEWS! YOU'RE PRE-APPROVED!
Our system has pre-approved you for an auto-loan! A dedicated sales representative will contact you directly within 12 hours guaranteed via call or text message to confirm application details and the exact type of vehicle you are looking for.

Your file includes 100% Free Delivery anywhere in Canada — or pick it up at our location, whichever works best for you. If you would like to speak to a direct agent immediately, feel free to call or text at 587-984-4450 or 403-399-6612 or email us at [email protected].

Standalone Auto-Loan Payment Calculator
True Amortization Engine
Amortization Structure Derived

Standalone Mathematical Payment Calculation Output:

Estimated Payment Size
$0.00
Based on Selected Parameters
Parsing calculations...
⚠️ Notice: This output is strictly a mathematical estimation utilizing standard loan amortization algorithms. Exact parameters are subject to formal underwriting validation.
Why Choose Lereal Financing?

Fast Pre-Approvals

We move quickly. Submit your application and our team gets back to you within 12 hours guaranteed. No waiting around!

Free Delivery Anywhere in Canada

Come pick up in person or have it delivered — we offer free shipping straight to your door anywhere across Canada.

Bad Credit & Past Credit Issues Welcome

Bad credit, no credit, discharged bankruptcies, and recently completed consumer proposals — we work with lenders who specialize in these exact situations.

New & Used Vehicles Available

We have access to a wide selection of new and certified pre-owned vehicles. Whatever you're looking for, we have. We'll find something that fits your budget and lifestyle.

What Our Customers Say

★★★★★

"Lereal made the whole process so easy. I was worried about my credit but they got me into a truck within a week. Highly recommend to anyone in Alberta!"

Mohamed G.
Calgary, AB
★★★★★

"Honestly didn't expect it to be this easy. The team was straightforward, no pressure, and got me into exactly what I wanted. Will be sending everyone I know to Lereal."

Matthew R.
St. Albert, AB
★★★★★

"I was nervous about the whole car financing process but Lereal made it so simple. Had my approval fast and drove off in a brand new SUV within the week. Couldn't be happier!"

Emily D.
Edmonton, AB

Frequently Asked Questions

Submitting your pre-approval application does not impact your credit score. A credit check will only be performed later in the process, once you are ready to move forward with a vehicle and financing.
We guarantee contact within 12 hours of your application being submitted — often much sooner. A dedicated representative will reach out by call or text to confirm your details and vehicle preferences.
Yes. We work with bad credit, no credit, discharged bankruptcies, and recently completed consumer proposals (within the last 30 days). If you have an active bankruptcy or an active consumer proposal still in progress, we may not be able to help through our standard process — but reach out to us directly at 587-984-4450 and we'll let you know your options.
Yes — we offer 100% free delivery to your driveway anywhere in Canada with no hidden transport fees. Prefer to pick it up yourself? You're welcome to do that too. Whatever works best for you.
Typically you will need a valid government-issued photo ID, proof of income (recent pay stubs or bank statements), and proof of residence. Your representative will walk you through exactly what applies to your situation.

Get In Touch

We're available 24/7 — reach out anytime.

Call or Text
587-984-4450 or 403-399-6612
Official Email
[email protected]
Hours
Available 24/7
Privacy Policy
Last updated: 2026 Introduction Lereal Financing ("we", "us", or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and share your information when you use our website at lerealfinance.ca. Information We Collect When you submit an application through our website, we collect personal information including your name, date of birth, phone number, email address, residential address, postal code, employment details, and financial information such as income and housing costs. How We Use Your Information We use your information to assess your financing inquiry, match you with appropriate lending and dealer partners across Canada, and contact you regarding your application. Who We Share Your Information With By submitting an application, you consent to your information being shared with our network of authorized lending partners and licensed vehicle dealers in Canada who may contact you regarding financing and vehicle options. How We Protect Your Information We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. Contact Us If you have any questions about this Privacy Policy or how your information is handled, contact us at [email protected] or call 587-984-4450. Governing Legislation This policy is governed by the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable Alberta privacy legislation.
587-984-4450 403-399-6612